วันจันทร์ที่ 18 พฤษภาคม พ.ศ. 2552

What is the best health insurance provider?

My husband and I are self-employed and our health insurance from our previous employer is being terminated 04/01. We need a low premium, obviously, and preferably a low deductible. I am also looking for a plan that would help cover maternity once we are going to start a family. None of the plans that I have seen so far cover any of that. I have quotes from American Family and Blue Cross/ Blue Shield. Any advice?


healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.

almost every provider has great plans (which cost a lot of money), ok plans (for moderate amounts) and plans that don't cover much or pay much which are cheaper, so just saying you have a quote from these companies who is best is sort of meaningless. You need to review the costs and benefits and make your own determination.

Since you are self-employed, you should consider a plan that can be incorporated with a medical savings plans. These are higher deductible plans. But the cost of the premiums can be placed in a tax-free savings account. The money can be withdrawn at any time for medical bills (any medical bill such as the cost of aspirin or cancer treatment) or if money remains turns into a retirement program at age 60.

Depending on the date when you stopped being an employee of the previous employer and the reason why this happened, you MIGHT qualify for an additional 18 months of coverage at only 35% of the normal cost due to a recent law that temporarily reduces the cost of COBRA coverage by 65%.

Otherwise, you may be able to have a low premium or maternity coverage, but probably not both.

Are you trying to find the right health insurance? If so, and you are not having any luck, there is a chance you are looking in all the wrong places. Believe it or not, the best way to find the right health insurance is to help yourself. This means that you don't have to rely on anybody else. Instead, you should do a lot of the work on your own to ensure that you can make the right move when the time comes.

There are many ways you can help yourself find the right health insurance. First things first, you need to realize that you are your best help. You don't have to look to an outside broker or agent to assist you during the shopping process. This is a myth, but once you begin to search on your own you will find out that you are just fine.

To help yourself you need to know where the right, accurate information is located. And since you are going to be doing a lot of the work on your own there is no better place to start than the internet. There is a lot of information on health insurance available online including statistics, costs, policy information, and the ability to receive quotes. With the internet you are doing your part in helping yourself find the right health insurance policy.

I found a site on CNN that helps you get quotes according to all your requirements. Its an excellent too. Try it out

http://www.2insure4less.com/?s=234255&g=SubID&rdto=ht

Which insurance company offers the cheapest or lowest prices on car insurance? That varies by state, age, driving record and many other factors. No one company can be the best at everything. The key is to find an insurance company that can provide YOU with the coverage you need at an affordable price.

Visit http://www.InsuranceRatesAndQuotes.com, where completing one insurance quote request form enables you to request rates from multiple companies simultaneously

Do you have Kaiser in your area? Despite what some people say , Kaiser has some of the most all-inclusive, cheapest rates out there. They cover eye, maternity, children, ortho, podiatry, pharmacy, etc all in one place usually ( a med center) plus their outlying clinic.

www.lifehelpnow.info for health insurance info and help

I recommend you to look for your insurance in this site

heinsurance.notlong.com

Here you can find the best offers for health insurance in your area.

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